Dubai off-plan paymentplan guides
How payment plans actually work, developer by developer: structures, fees, the SOA, and what happens at every stage from booking to handover. Fact-checked against current launches and official sources.
The basics
How off-plan payment plans work in Dubai
Booking to handover: how Dubai off-plan payment plans work - installments, escrow law, RERA, and the common 80/20, 60/40 and post-handover structures.
Your Statement of Account (SOA), explained
What a Dubai off-plan Statement of Account contains, how to get one from your developer, how it differs from the SPA schedule, and its role at resale.
Dubai off-plan fees: DLD, Oqood, and the rest
Every fee on a Dubai off-plan purchase in 2026: the 4% DLD registration fee, Oqood, trustee and admin fees, mortgage and NOC costs, with current amounts.
What happens if you miss an off-plan installment
The legal process when a Dubai off-plan installment is late: the DLD notice, the 30-day period, developer remedies by completion percentage, and how to restructure.
The Dubai off-plan handover checklist
A practical Dubai off-plan handover checklist: the completion notice, final payment, snagging, title-deed transfer, DEWA, service charges, and keys.
Compare and choose
Dubai REST vs Dealr.ae, what each actually tracks
Dubai REST is the DLD's official registry app; Dealr.ae tracks your own SPA installments with reminders and agent sync. What each does and why buyers use both.
Best apps to track off-plan payments in Dubai (2026)
Every real way to track Dubai off-plan installments in 2026: Dubai REST, developer portals like Emaar One, spreadsheets, and Dealr.ae, the free cross-developer tracker.
Payment plans by developer
Emaar payment plans, explained
Emaar's 2025-2026 launches run construction-linked plans: 10% booking down payment, full settlement by handover - 80/20, 90/10 and the variants, explained.
DAMAC payment plans, explained
DAMAC's construction-linked plans explained: the ~1% monthly drip with 5-6% milestone bumps, the 75/25, 70/30 and 60/40 shapes, and the handover balloon.
Sobha Realty payment plans, explained
Sobha Realty keeps payment plans simple and construction-linked: virtually every 2024-2026 launch sells on a 60/40 plan with no post-handover component.
Nakheel payment plans, explained
Nakheel sells off-plan on simple construction-linked plans with no post-handover component: the classic 80/20 and the newer 70/30, explained.
Danube Properties payment plans, explained
Danube sells nearly every launch on its interest-free 1% monthly plan: about 10% at booking, 1% of price per month, and a 30-35 month post-handover tail.
Binghatti payment plans, explained
Binghatti's default 2025-2026 plan is a 70/30: 20% at booking, 50% in small construction installments, 30% on completion, with no post-handover component.
Azizi Developments payment plans, explained
Azizi sells on low-entry construction-linked plans: typically 10% on booking, milestone installments, and a 40-70% balance at handover (50/50 or 60/40).
Meraas payment plans, explained
Meraas sells off-plan on calendar-dated plans that finish at handover: the house pattern is 75/25 with 20% on booking and roughly six 5-10% dated installments.
Aldar payment plans, explained
Aldar's Dubai plans are uniform by segment: 60/40 standard, 65/35 on The Wilds, 70/30 on premium villas, always ending at handover with no post-handover tail.
Ellington Properties payment plans, explained
Ellington's plans are construction-linked and simple: the 2024-2026 default is 70/30 with 20% on booking, milestone installments, and 30% due at handover.
Samana Developers payment plans, explained
Samana sells nearly every launch on a date-based 1% monthly plan: 15-20% on booking, then 1% per month for 70-85 months, extending 3-5 years past handover.
Object 1 payment plans, explained
Object 1 sells mid-market Dubai apartments mostly on a 60/40 plan: 10% on booking, ~50% during construction, 40% on handover, plus post-handover options.