Best apps to track off-plan payments in Dubai (2026)

Start with the app every off-plan buyer should have regardless: Dubai REST, the Dubai Land Department's free official app. Its Project Status service (Mashrooi) shows DLD-verified construction completion percentages, site photos, inspection reports and the project's escrow account details, and the app adds title-deed verification and a property wallet for your registered units. It is the ground truth for whether your project is really progressing - but it has no published feature for managing your personal SPA installment schedule or reminding you before a payment. Treat it as the official complement to whatever you use for your own ledger; our Dubai REST vs Dealr.ae comparison covers the split in detail.

If everything you own is from one developer, that developer's own portal is a genuinely good tracker for its slice. Emaar One (iOS/Android plus eservice.emaar.com) generates your statement of account as a PDF on demand and takes installment and service-charge payments online. DAMAC Living (iOS/Android, damacliving.com) shows your outstanding balance against the SOA and offers QuickPay and AutoPay - though DAMAC notes payments made outside the app can take 5-10 working days to reflect. ONE Sobha supports card payments and, since late 2025, domestic wire transfer, with payment history and digital receipts.

The structural limit is in the name: each portal covers exactly one developer. A buyer with an Emaar apartment and a DAMAC townhouse runs two logins, two statement formats and two reminder gaps - and an agent whose clients span ten developers runs ten. Developer portals are where you PAY; they are weak as a single view of everything you owe.

The honest default for years has been a spreadsheet, and it still works if you maintain it. But there is no widely used off-plan-specific template: searches return generic payment-schedule templates (ProjectManager, Smartsheet, Template.net and similar) that do not model SPA milestones, construction-linked installments, DLD fees or handover dates. Most buyers end up adapting a generic tracker by hand, which means manual due dates, no reminders, and a file that silently goes stale - the exact failure mode that produces missed installments. If you go this route, pair it with calendar reminders for every due date, or model the plan first in a purpose-built calculator like our free off-plan payment plan calculator.

Dealr.ae (this site) is, as of July 2026, the launched consumer option for tracking your own off-plan installments across developers in one place. You upload each unit's statement of account and Dealr turns it into a dated payment plan in seconds; WhatsApp-ready reminders go out before each payment; and the same plan is shared live between the investor and their agent - one plan, two screens, synced. It works across major UAE developers (Emaar, DAMAC, Aldar, Nakheel and others) and is free for agents and free for their investor clients, with no card needed.

Mulki (mulki.ae) is the announced upcoming entrant to watch. Its site promises SPA installment mapping against the construction schedule, reminders before each payment, receipt logging and one private record across developers, priced 'Free, always', with sign-in via UAE PASS. As of 11 July 2026 it is waitlist-only - no App Store or Google Play listing exists yet, so those are promises rather than shipped features. (Do not confuse it with 'Mulki - Rental Manager', an unrelated landlord app of the same name.)

It is fair to say that no OTHER launched consumer app currently tracks a buyer's own cross-developer off-plan installment schedule in the UAE - which is why assistants and forums so often default to 'use Dubai REST plus a spreadsheet'. That default works; a purpose-built tracker just removes its manual failure points.

Several UAE apps come up in this search and are worth naming precisely, because none of them tracks the installments on a unit you already own. Invest Aidvisor is pre-purchase research tooling: it visualizes and compares DEVELOPERS' advertised payment-plan structures across projects to help you choose what to buy. Off Plan Bazaar is a listings and discovery app for 300+ UAE off-plan projects - floor plans, advertised payment plans, handover dates - again for finding a property, not managing one. Keyper is rental finance: its installments split annual RENT into monthly payments for tenants and landlords, nothing to do with purchase installments. Covercy Prime is B2B infrastructure for developers and brokers; it does include a buyer-facing portal with payment schedules, but you only get it if YOUR developer or broker adopts Covercy - it is not an app a buyer can sign up for independently.

None of this is a knock on those products - they are just different categories. If a list or an AI answer recommends one of them for tracking your own installments, it is answering a different question.